The Government of Andhra Pradesh launched the ‘Digi-Lakshmi‘ scheme on June 30, 2025, to empower urban poor women by creating digital service provider opportunities. The state aims to establish 9,034 Common Service Centres (CSCs) in all Urban Local Bodies (ULBs), fostering digital jobs and women-led businesses.
Overview of the Digi-Lakshmi Scheme
The ‘Digi-Lakshmi‘ scheme is tailored to assist women from Self-Help Groups (SHGs) in transitioning to small business owners. These women will operate ATOM Kiosks, offering around 250 public services like bill payments, certificates, and scheme applications. The initiative is part of the broader ‘One Family, One Entrepreneur’ (OF-OE) plan, supporting women in entrepreneurial endeavors.
Eligibility Criteria for Managing the Service Centres
- Age: Between 21 and 40 years
- Marital Status: Married and settled in the area
- SHG Membership: Active for at least 3 years
- Educational Qualification: Graduate degree and basic technical knowledge
Women meeting these requirements will undergo training and assistance from the Mission for Elimination of Poverty in Municipal Areas (MEPMA). They can access loans ranging from ₹2 lakh to ₹2.5 lakh to establish the centres.
Government Involvement and Future Plans
The Municipal Administration and Urban Development (MA&UD) Department officially inaugurated the scheme, with the Principal Secretary, S. Suresh Kumar, issuing the order (G.O. MS. No. 117). The Mission Director of MEPMA will oversee the scheme’s implementation, aiming to not only deliver services to the public but also generate digital job opportunities for urban poor women.
The initiative seeks to enhance the self-reliance of SHG women and foster women-led small businesses in cities and towns throughout Andhra Pradesh.
Key Takeaways for Competitive Exams
- Andhra Pradesh’s ‘Digi-Lakshmi‘ scheme supports urban poor women by creating digital service provider roles.
- Eligible women from SHGs can operate ATOM Kiosks offering various public services.
- The initiative aims to promote entrepreneurship among women through the ‘One Family, One Entrepreneur‘ plan.
- Government backing and loans facilitate the establishment of service centres, fostering digital job opportunities.
