11. Which type of bank account generally offers the highest level of withdrawal restrictions?
a) Savings account
b) Current account
c) Money market account
d) Certificate of deposit
12. What is the maximum number of withdrawals allowed per month from a savings account without incurring fees?
a) 2
b) 4
c) 6
d) No limit
13. Which of the following is an example of a non-deposit financial institution?
a) Commercial bank
b) Credit union
c) Insurance company
d) Savings and loan association
14. Which type of bank deposit has a fixed term and a penalty for early withdrawal?
a) Current account
b) Money market account
c) Certificate of deposit
d) Savings account
15. Which of the following is not a factor affecting the interest rate offered on bank deposits?
a) Inflation rate
b) Economy performance
c) Individual’s credit score
d) Government regulations
