46. Which financial institution is responsible for regulating and supervising the banking industry in the United Kingdom?
a. Bank of England (BoE)
b. Financial Conduct Authority (FCA)
c. Prudential Regulation Authority (PRA)
d. HM Treasury
47. What is the role of a credit risk analyst?
a. Providing insurance coverage for credit transactions
b. Assessing the creditworthiness of borrowers and evaluating potential risks
c. Speculating on the price movements of stocks and derivatives
d. Regulating interest rates in the banking sector
48. What is the purpose of a stock index?
a. Assessing the creditworthiness of companies for potential loans
b. Regulating stock market transactions
c. Measuring the performance of a specific group of stocks in the market
d. Providing insurance coverage for stock market investments
49. Which of the following is NOT a type of financial risk?
a. Credit risk
b. Market risk
c. Inflation risk
d. Foreign exchange risk
50. What is the role of a retail bank?
a. Granting loans to individuals and businesses
b. Offering insurance coverage for retail stores
c. Regulating stock market transactions
d. Managing pension funds
