76. Which of the following is a characteristic of a money market fund?
a. High-risk investment with potential high returns
b. Long-term investment with fixed interest payments
c. Low-risk investment with liquidity and stability
d. Government-backed investment with guaranteed returns
77. What is the purpose of a cash management account?
a. Providing loans to individuals and businesses
b. Offering insurance coverage for cash transactions
c. Facilitating the management of cash and financial assets in one account
d. Regulating the activities of commercial banks
78. What is the role of a venture capitalist?
a. Providing loans to individuals and businesses
b. Offering insurance coverage for investment portfolios
c. Investing in early-stage companies with high growth potential
d. Regulating interest rates in the banking sector
79. What is the purpose of a trust account?
a. Assessing the creditworthiness of individuals and businesses
b. Providing insurance coverage for trust beneficiaries
c. Facilitating the management and distribution of assets for the benefit of others
d. Regulating the activities of investment banks
80. Which financial institution is responsible for regulating and supervising the banking industry in the United States?
a. Federal Reserve System (Fed)
b. Securities and Exchange Commission (SEC)
c. Office of the Comptroller of the Currency (OCC)
d. Federal Deposit Insurance Corporation (FDIC)
