Banking Reforms During Liberalization

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36. The introduction of “Swavalamban Scheme” aims to promote:

a) Agricultural lending

b) Investments in mutual funds

c) Financial literacy among depositors

d) Pension coverage for the unorganized sector

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37. The introduction of the “Pradhan Mantri Suraksha Bima Yojana” (PMSBY) aims to provide insurance coverage for:

a) Agricultural losses

b) Losses due to natural disasters

c) Accidental death and disability

d) Non-performing assets (NPAs)

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38. The introduction of the “Pradhan Mantri Jeevan Jyoti Bima Yojana” (PMJJBY) aims to provide life insurance coverage to:

a) Large corporate borrowers

b) Micro, small, and medium enterprises (MSMEs)

c) Non-resident Indians (NRIs)

d) Individuals in the unorganized sector

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39. The introduction of “Janani Suraksha Yojana” aims to:

a) Promote agricultural lending

b) Encourage agricultural insurance

c) Provide financial assistance to farmers in distress

d) Promote institutional delivery and reduce maternal and infant mortality

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40. The introduction of “Nirbhaya Fund” aims to:

a) Promote financial inclusion by providing free bank accounts to women

b) Create a reserve fund for women’s welfare and safety initiatives

c) Encourage women entrepreneurs in the banking sector

d) Establish a specialized bank for women

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