11. What is the UPI ID or VPA used for?
a) To store confidential banking information
b) To uniquely identify a user on the UPI platform
c) To calculate transaction fees
d) To receive advertisements from banks
12. BHIM has been developed for which purpose?
a) To promote digital payment solutions in India
b) To replace all other payment methods
c) To simplify the banking process
d) To collect data of bank customers
13. Which of the following is not a feature of BHIM/UPI?
a) Request money from others
b) Splitting bills among friends
c) Pay bills and utility services
d) International money transfer
14. Can BHIM/UPI be used for merchant payments?
a) Yes
b) No
15. What is the minimum age requirement to use BHIM/UPI?
a) 16 years
b) 18 years
c) 21 years
d) 25 years