21. Which of the following is not a benefit of using BHIM/UPI?
a) Instant money transfer
b) Low transaction fees
c) High interest rates on savings
d) A secure payment system
22. Who bears the transaction fees for BHIM/UPI transactions?
a) The sender
b) The receiver
c) Both the sender and receiver equally
d) The bank
23. Is internet connectivity required to use BHIM/UPI?
a) Yes, it requires an active internet connection
b) No, it can be used offline
c) It depends on the bank
d) It depends on the mobile operating system
24. BHIM/UPI is available in multiple languages. (True/False)
25. What is the major advantage of using BHIM/UPI over traditional banking methods?
a) Instant transfer of funds
b) No need to remember any bank account details
c) Low transaction fees
d) All of the above