31. The term “Microfinance” refers to:
a) Providing financial services to low-income individuals or small businesses
b) Providing financial services to high-income individuals or large corporations
c) Providing financial services to government organizations
d) Providing financial services to foreign investors
32. The term “Deflation” refers to:
a) Decrease in prices over time
b) Increase in prices over time
c) Decrease in unemployment rate
d) Increase in unemployment rate
33. The term “Capital Formation” refers to:
a) The process of creating physical infrastructure
b) The process of creating human capital
c) The process of creating financial assets
d) All of the above
34. The term “Poverty Trap” refers to:
a) A situation where individuals or communities remain in poverty due to a lack of opportunities
b) A situation where individuals or communities are unable to escape poverty despite having opportunities
c) A situation where poverty is intentionally created by the government
d) A situation where poverty is caused by natural disasters
35. The term “Foreign Direct Investment (FDI)” refers to:
a) Investment made by foreign individuals in the stock market of a country
b) Investment made by foreign individuals in real estate in a country
c) Investment made by foreign individuals in government bonds of a country
d) Investment made by foreign individuals in businesses in a country