21. What is the role of mobile banking in financial inclusion?
a) It excludes individuals from accessing financial services
b) It allows for the delivery of financial services via a mobile phone
c) It only benefits wealthy individuals
22. Which of the following is NOT a financial inclusion indicator?
a) Number of ATMs per capita
b) Percentage of adults with a bank account
c) Number of luxury cars owned in a country
23. How does financial inclusion contribute to financial stability?
a) It increases the likelihood of financial crises
b) It promotes financial resilience and stability
c) It restricts the flow of capital within the economy
24. What is the impact of financial inclusion on access to credit?
a) It limits access to credit for low-income individuals
b) It improves access to credit for low-income individuals
c) It has no impact on access to credit
25. Which sector is often a target for financial inclusion interventions?
a) Banking
b) Agriculture
c) Education