41. What is the impact of financial inclusion on inequality and social cohesion?
a) It increases inequality and social divides
b) It reduces inequality and improves social cohesion
c) It has no impact on inequality and social cohesion
42. What is the role of partnerships in promoting financial inclusion?
a) To limit collaboration between financial institutions and other stakeholders
b) To promote collaboration and coordination among stakeholders
c) To exclude certain stakeholders from financial inclusion efforts
43. What is the benefit of credit for an individual?
a) It increases the risk of debt
b) It allows for purchases and investments that might not be possible otherwise
c) It restricts access to financial services
44. How does financial inclusion contribute to education?
a) It decreases access to education
b) It enables individuals to save for education expenses
c) It only benefits individuals with high levels of education
45. What is the role of government subsidies in financial inclusion?
a) To limit access to financial services
b) To make financial services more affordable and accessible to low-income individuals
c) To restrict financial institutions from providing services to low-income individuals