46. Which type of banking allows customers to perform transactions beyond regular banking hours?
a) Internet banking
b) Mobile banking
c) NFC banking
d) Traditional branch banking
47. What is the role of an internet banking app?
a) Maximizing transaction fees
b) Reducing customer interactions
c) Increasing accessibility to banking services
d) Lowering financial transaction security
48. Which of the following is not a risk associated with internet banking?
a) Online scams and frauds
b) Hacking attempts on user accounts
c) Limited transaction options
d) Identity theft
49. How does mobile banking enhance financial literacy?
a) By limiting access to account details
b) By providing real-time financial information
c) By discouraging budgeting and saving
d) By promoting physical branch interactions
50. Which of the following is a difference between internet banking and mobile banking?
a) Mobile banking is only accessible through smartphones
b) Internet banking requires physical branch visits for transactions
c) Internet banking offers limited transaction options
d) Mobile banking does not require an internet connection