6. Mobile banking offers which of the following services?
a) Deposits and withdrawals
b) Bill payments and fund transfers
c) Account opening and loan applications
d) All of the above
7. Which of the following is a risk associated with internet banking?
a) Password protection
b) Increased fraud attempts
c) Limited transaction options
d) Higher interest rates
8. Which of the following is a security measure used in internet banking?
a) SMS verification
b) Physical tokens
c) Fingerprint recognition
d) All of the above
9. What is the purpose of one-time passwords (OTP) in mobile banking?
a) To limit the transaction amount
b) To ensure secure authentication
c) To avoid network congestion
d) To increase transaction fees
10. Which of the following entities typically provides internet banking services?
a) Government agencies
b) Non-profit organizations
c) Commercial banks
d) Educational institutions