31. Which feature of mobile banking allows users to track their spending?
a) Transaction history
b) Fingerprint recognition
c) Biometric authentication
d) Voice-controlled virtual assistant
32. How can a user protect their mobile banking app from unauthorized access?
a) Sharing the app with family members
b) Configuring a PIN or biometric lock
c) Disabling push notification alerts
d) Downloading the app from untrusted sources
33. Which of the following is a benefit of internet banking for businesses?
a) Limited transaction history
b) Real-time account balance updates
c) Higher transaction fees
d) Restricted account access
34. What precaution should be taken while using mobile banking on public Wi-Fi networks?
a) Disabling mobile data to ensure privacy
b) Sharing personal information online
c) Accessing banking services through unsecured websites
d) Using a virtual private network (VPN) for secure connections
35. What is the purpose of encryption in internet banking?
a) Bandwidth optimization
b) Transaction speed improvement
c) Secure communication and data protection
d) Limiting access to banking services