36. Which of the following is a limitation of internet banking in rural areas?
a) Higher internet speeds
b) Lack of physical branch presence
c) Increased availability of Wi-Fi networks
d) Advanced mobile phone technologies
37. Which banking service cannot be accessed through mobile banking?
a) Deposits and withdrawals
b) Bill payments and fund transfers
c) Loan applications and account opening
d) Mortgage interest rate negotiation
38. What is the primary purpose of internet banking?
a) Reducing access to banking services
b) Promoting cash transactions
c) Facilitating convenient banking services
d) Limiting account balance information
39. Which of the following is a potential risk associated with mobile banking?
a) Enhanced usability and convenience
b) Increased risk of malware attacks
c) Limited transaction flexibility
d) Higher transaction fees
40. Which of the following is a security measure used by mobile banking apps?
a) Encrypted messaging services
b) Two-factor authentication
c) Limited app availability
d) Allowing multiple users per account