41. Which of the following is a disadvantage of mobile banking for older individuals?
a) Increased accessibility to banking services
b) Reduced physical branch interactions
c) Higher privacy concerns
d) Difficulty using digital platforms
42. Which of the following is not a mobile banking transaction?
a) Check depositing through a mobile app
b) Transferring funds between accounts
c) Money withdrawal from an ATM
d) Bill payments from a mobile device
43. Which of the following is an example of an internet banking platform?
a) Venmo
b) Zelle
c) PayPal
d) Chase Online
44. Which of the following is not a security measure used in mobile banking?
a) SMS verification
b) Biometric authentication
c) IP address tracking
d) Digital certificates
45. Which of the following is a benefit of mobile banking for small businesses?
a) Limited access to transaction history
b) Inability to accept online payments
c) Convenient bill payments and fund transfers
d) Higher transaction fees