21. The Lead Bank Scheme is a part of which broader initiative in India?
b) Skill India
c) Make in India
d) Swachh Bharat
Answer: a) Financial Inclusion
22. What is the role of the lead bank in identifying credit gaps in a district?
a) Assessing borrowers’ creditworthiness
b) Conducting credit counseling sessions
c) Conducting surveys and studies
d) Providing collateral-free loans
Answer: c) Conducting surveys and studies
23. How many lead banks are there in India currently under the scheme?
a) 100
b) 50
c) 30
d) 20
Answer: a) 100
24. Which organization monitors the performance of lead banks?
b) Ministry of Finance
c) Indian Banks’ Association
d) NABARD
Answer: d) NABARD
25. Which committee recommended the establishment of Regional Rural Banks (RRBs) to support the Lead Bank Scheme?
a) Mahalanobis Committee
b) Gadgil Committee
c) Nayak Committee
d) Kelkar Committee
Answer: c) Nayak Committee
