36. Which of the following is a type of asset-based lending operation?
a) Auto loans
b) Working capital loans
c) Personal loans
d) Mortgage loans
37. What is the purpose of loan restructuring in lending operations?
a) To evaluate the loan applications
b) To determine the loan amount
c) To set the repayment terms
d) To modify the loan terms and conditions
38. What is the role of loan origination in lending operations?
a) To evaluate the borrower’s creditworthiness
b) To set the interest rate on the loan
c) To assess the collateral value
d) To initiate the loan application process
39. Which of the following is a type of asset-based lending operation?
a) Auto loans
b) Working capital loans
c) Personal loans
d) Mortgage loans
40. What is the primary risk associated with lending operations for financial institutions?
a) Interest rate risk
b) Credit risk
c) Market risk
d) Operational risk
