11. Which banking reform legislation established the Office of the Comptroller of the Currency (OCC)?
a) Dodd-Frank Act
b) Glass-Steagall Act
c) Sarbanes-Oxley Act
d) Basel III
12. What is the purpose of the Office of the Comptroller of the Currency (OCC)?
a) Supervise and regulate national banks
b) Promote consumer protection in the banking sector
c) Coordinate international banking regulations
d) Develop monetary policies
13. Which banking reform legislation introduced the concept of stress testing for banks?
a) Basel II
b) Volcker Rule
c) Dodd-Frank Act
d) Basel III
14. What is stress testing in the context of banking reform?
a) Assessing the ability of banks to withstand adverse economic scenarios
b) Evaluating the impact of interest rate changes on banking institutions
c) Determining the capital requirements of banks based on their risk profiles
d) Analyzing the liquidity position of banks during financial crises
15. Which major banking reform aimed to promote responsible lending practices and eliminate predatory lending?
a) Dodd-Frank Act
b) Basel III
c) Glass-Steagall Act
d) Sarbanes-Oxley Act