46. What is the main challenge faced by micro-finance institutions?
a) Limited funding opportunities
b) High administrative costs
c) Low awareness among potential borrowers
d) All of the above
47. Which of the following is a potential outcome of successful micro-credit programs?
a) Increased social mobility
b) Improved health and education outcomes
c) Enhanced gender equality
d) All of the above
48. How does micro-finance provide financial stability to borrowers?
a) By offering savings accounts and insurance products
b) By facilitating income-generating activities
c) By providing access to emergency funds
d) All of the above
49. Which country has implemented a national micro-credit program called “Pradhan Mantri Jan Dhan Yojana”?
a) India
b) Pakistan
c) Sri Lanka
d) Nepal
50. What is the main impact of micro-finance on local economies?
a) Increased employment opportunities
b) Higher GDP growth
c) Reduced poverty rates
d) All of the above
