6. What is the role of collateral in micro-credit?
a) Collateral is always required to obtain a micro-credit loan
b) Collateral is not required for micro-credit loans
c) Collateral is required for loans above a certain amount
d) Micro-credit loans cannot be obtained with collateral
7. Which of the following is a potential disadvantage of micro-credit?
a) High interest rates
b) Limited loan amounts
c) Risk of over-indebtedness
d) All of the above
8. What is the primary target group for micro-credit?
a) High-income individuals
b) Middle-income individuals
c) Low-income individuals
d) Senior citizens
9. What is the minimum loan amount typically offered through micro-credit programs?
a) $10,000
b) $5,000
c) $1,000
d) $100
10. Which country has the highest number of micro-credit borrowers?
a) India
b) Bangladesh
c) China
d) Mexico
