36. What is the repayment rate for micro-credit loans in developing countries?
a) 30-40%
b) 50-60%
c) 70-80%
d) 90-100%
37. Which of the following is NOT a common micro-credit lending model?
a) Individual lending
b) Village banking
c) Solidarity lending
d) Peer-to-peer lending
38. What is the primary reason for the high repayment rate in micro-credit programs?
a) Close monitoring and support from micro-finance institutions
b) Low interest rates
c) Flexible repayment terms
d) Limited loan amounts
39. What is the primary goal of Islamic micro-finance?
a) To provide interest-free loans to low-income individuals
b) To promote financial inclusion for marginalized communities
c) To support Islamic banking practices
d) All of the above
40. How does micro-finance help in reducing income inequality?
a) By providing opportunities for economic empowerment among the poor
b) By creating employment opportunities in rural areas
c) By promoting social and economic inclusion
d) All of the above
