6. Banks make money by:
a) Charging interest on loans
b) Charging fees for services
c) Investing in financial markets
d) All of the above
7. What is the role of a bank in the payment system?
a) To issue currency
b) To facilitate transactions between individuals and businesses
c) To regulate interest rates
d) To provide financial advice
8. Which of the following is a characteristic of a commercial bank?
a) They accept deposits from individuals and businesses
b) They provide credit to borrowers
c) They offer a variety of financial services
d) All of the above
9. A bank’s primary source of funding is typically:
a) Shareholders’ equity
b) Customer deposits
c) Borrowings from other banks
d) Government grants
10. What is the purpose of bank regulations?
a) To ensure the stability and soundness of the banking system
b) To protect consumers from unfair practices
c) To prevent money laundering and financing of terrorism
d) All of the above
