The Punjab government introduced the Mukhya Mantri Sehat Yojana, offering ₹10 lakh cashless healthcare annually to all families in the state. Punjab CM Bhagwant Mann launched the scheme on July 8, 2025, in Chandigarh, along with AAP national convener Arvind Kejriwal.
Who Will Benefit from the Scheme?
- Approximately 65 lakh families and nearly 3 crore people in Punjab will benefit.
- Coverage includes government employees, pensioners, farmers, workers, and businessmen.
- Digital health cards will be distributed to all eligible families for cashless treatment at private and government hospitals.
Top-Up Coverage for Existing Central Scheme Beneficiaries
- Residents under Ayushman Bharat will receive an additional ₹5 lakh top-up cover, totaling ₹10 lakh healthcare coverage annually.
When Will It Be Implemented?
- The scheme will officially start on October 2, 2025.
- Registration camps will be set up for easy sign-up and health card distribution.
- New color-coded card categorization has been eliminated for a simplified and uniform process.
Treatment Across 2000+ Diseases
- Over 2000 diseases, including heart conditions, cancer, and surgeries, will be covered.
- Care can be sought in any empanelled hospital without any out-of-pocket expenses.
Healthcare Access Made Simple
- Beneficiaries only need to show their Aadhaar card and health card for treatment.
- No upfront payment or reimbursement is required, making healthcare more accessible and transparent.
Key Takeaways for Competitive Exams:
- Punjab introduces Mukhya Mantri Sehat Yojana for free healthcare up to ₹10 lakh annually.
- Approximately 65 lakh families and 3 crore people in Punjab will benefit from the scheme.
- Existing Ayushman Bharat beneficiaries will receive a top-up cover under the new state initiative.
- The scheme covers treatment for over 2000 diseases with cashless access to both private and government hospitals.
- Healthcare will be more accessible with a simple process requiring Aadhaar and health cards for treatment.
