21. The Reserve Bank of India issues guidelines and regulations to ensure the stability and soundness of which sector?
a) Banking sector
b) Education sector
c) Healthcare sector
d) Agriculture sector
22. Which of the following is NOT a function performed by the RBI as a banker to the government?
a) Managing and servicing government debt
b) Advising the government on fiscal policy
c) Ensuring the availability of sufficient funds to the government
d) Regulating government expenditure
23. The Reserve Bank of India manages and regulates the payment and settlement systems in India through which department?
a) Department of Payment and Settlement Systems
b) Department of Banking Regulation
c) Department of Supervision
d) Department of Currency Management
24. Which of the following tools does the RBI use to regulate credit flow in the economy?
a) Credit rationing
b) Minimum Reserve System
c) Quantitative controls
d) All of the above
25. Who appoints the Governor of the Reserve Bank of India?
a) President of India
b) Prime Minister of India
d) Union Finance Minister
