RBI Functions – Regulation of Banks

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46. The RBI conducts periodic stress tests on banks to assess their resilience to adverse economic conditions. True or False?

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47. The RBI operates the Real Time Gross Settlement (RTGS) system, which enables the real-time transfer of large-value funds between banks. True or False?

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48. The RBI sets the policy rate, which is the rate at which banks borrow from each other in the interbank market. True or False?

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49. The RBI has the authority to issue and regulate prepaid payment instruments, such as mobile wallets and prepaid cards. True or False?

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50. The RBI’s role in regulating banks is aimed at maintaining the stability of the financial system and protecting the interests of depositors and other stakeholders. True or False?

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