11. Which government agency promotes SHGs in India?
a) Reserve Bank of India (RBI)
b) National Bank for Agriculture and Rural Development (NABARD)
c) State Bank of India (SBI)
d) Security and Exchange Board of India (SEBI)
12. SHGs operate on the principle of:
a) Cooperation
b) Competition
c) Centralization
d) Privatization
13. The interest rates charged by SHGs on loans are generally:
a) Higher than market rates
b) Equal to market rates
c) Lower than market rates
d) None of the above
14. Which of the following is not a common activity of SHGs?
a) Regular meetings and discussions
b) Monitoring and repayment of loans
c) Skill development and entrepreneurship training
d) Stock market speculation
15. Which of the following is true regarding the management of an SHG?
a) The management is elected democratically among members
b) The management is outsourced to professional agencies
c) The management is controlled by the government
d) The management is determined by the bank
