31. Which of the following is not a focus area for SHG activities?
a) Skill training and entrepreneurship development
b) Women’s empowerment and gender equality
c) Environmental conservation and sustainable development
d) Sports and entertainment
32. What is the role of NGOs in the formation and development of SHGs?
a) NGOs provide financial support and resources to SHGs
b) NGOs facilitate the process of forming and training SHGs
c) NGOs are responsible for monitoring and evaluating SHG activities
d) All of the above
33. How do SHGs promote financial stability among their members?
a) By providing insurance and risk coverage
b) By encouraging regular saving habits
c) By offering stable sources of income to members
d) All of the above
34. Which of the following is not a criterion for the formation of an SHG?
a) Common interest among group members
b) Geographic proximity of members
c) Economic status of members
d) Educational qualifications of members
35. How are interest rates on loans determined by SHGs?
a) Based on market rates and repayment capability of borrowers
b) Decided by the bank providing financial support
c) Fixed at a uniform rate for all loans
d) Negotiated individually with each borrower
