41. Small Finance Banks are required to make 75% of their adjusted net bank credit to which sector?
a) Micro, small, and medium enterprises (MSMEs)
b) Agriculture
c) Education
d) Housing
42. Which of the following is true about the maximum tenure of a director of the Small Finance Bank?
a) Fixed for 5 years
b) Renewable every 3 years
c) Fixed for 10 years
d) No specific tenure
43. What is the maximum limit on the saving account balance that can be maintained with Small Finance Banks?
a) Rs. 1 lakh
b) Rs. 5 lakh
c) Rs. 10 lakh
d) Rs. 25 lakh
44. Small Finance Banks are required to maintain a minimum capital adequacy ratio of what percentage after the first three years of their operation?
a) 10%
b) 12%
c) 15%
d) 18%
45. Which of the following is not a Small Finance Bank in India?
a) Axis Bank
b) RBL Bank
c) Suryoday Small Finance Bank
d) Utkarsh Small Finance Bank
